-
Total Money Makeover, Week 4
It’s week four of my Total Money Makeover, and I had my first Financial Peace University class this week. The class only has three people attending, myself and a newly engaged couple. The instructors seem very nice! The FPU class consists of watching a DVD of Dave Ramsey doing the lesson each week, followed by… Read more
-
Gone fishing
Have you ever seen the photograph collection, Humans of New York? Photographer Brandon has a blog and a Facebook page and is coming out with a book. His photos are wonderful and there’s usually a thought-provoking caption, from his interview with the subject of each photo. One of the best parts of HONY is the… Read more
-
Total Money Makeover, Week 3
Financial Peace University begins on Monday! My workbook for FPU has a space for me to write down my motivation. Why do I want to become debt free? What will I get to do when I am debt free? What will keep me motivated to become debt free? My primary motivation, and the thing that… Read more
-
Minimalist Weight Loss Program
I didn’t even know it was happening, but a couple years ago, I was steadily and sneakily gaining weight. At doctor’s appointments, I was used to saying “Start it at 250,” but one day they had to move that big metal counterweight over to the next slot on the scale. Ka-CHUNK. Over 300. I was… Read more
-
Total Money Makeover, Week 2
Once upon a time, I used to have nothing. After my parents divorced, my sister and I were largely raised by a single mom. Some parts of living just became the new normal, like having “rich weeks” (the weeks after payday) and “poor weeks” (the weeks without paydays). We were able to order a pizza… Read more
-
Today is a gift
My friend recently shared this on Facebook (I know, I have a Facebook problem): Every single day is a gift. It’s a brand new day, a day to start over and count your blessings and do the things that mean the most to you. Yesterday and all the days before that are over. You can’t… Read more
-
Total Money Makeover, Week 1
My Financial Peace University course doesn’t begin until September 16th, but I have already gotten started with my Total Money Makeover. I opened up my kit to find some great goodies! Welcome packet including a pencil, sharpener, eraser, stickers, two tickets to give to friends or family to attend a free FPU class to try… Read more
-
Dreams and plans
Two things – 1. I will be going back to a twice-per-week update schedule! Since I will be writing so much about my debt free budget plans, I’m not going to bore you with ONLY my finances to read about once a week. So I’ll be going back to a twice weekly posting, once about… Read more
-
Ditching my debt
I’m ditching my debt. I signed up for a debt management course called Financial Peace University. I realize the irony in spending a hundred dollars to be told how to get out of debt, but I have a personal guarantee from a friend who recommended the program that it would be the best hundred I… Read more
-
Ditch it: Teflon
Just in case you didn’t know, teflon is bad news. It’s been bad news for a long time, but the booming industry is taking its time making cooking ware safer. In a 2006 article, it was announced that manufacturers had to remove “a harmful chemical” from the goods. “Although the chemical would still be used… Read more